Browse Our Full Policy Scope and Jurisdiction Terms
daruma sakti operates under terms that apply specifically to Indonesian accounts. All transactions processed via DANA, OVO, GoPay and QRIS are subject to the payment provider's own terms alongside our account agreement. Where access or eligibility is discussed, it depends on local law — meaning certain
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features or account tiers may be restricted depending on your region within Indonesia. We update these terms when regulatory conditions change, and a dated version history is maintained in your account portal. If you created an account from Surabaya or any other city, the same national-level
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terms apply uniformly. Your continued use of any daruma sakti service after a policy update constitutes acceptance of the revised terms. You may request a plain-language summary of any clause by contacting our legal support channel directly.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.